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Your Application

Think you’re stuck renting? Think again.

Live in the home you want today. Rent for an agreed period. Get mortgage-ready. Receive a 5% deposit contribution based on your home's value at the end of the term. Buy your home.
Check If You Qualify

How It Works

Pick your home

Move in now, just like a rental

Settle in & live your life

Decorate, make it yours, build memories.

Buy it

We give you 5% of your home's value at the end of the agreed term to help you buy your home.

Why It’s Different

Easy Application Process

Simple checks, quick move-in, just like renting.

Easy Application Process

Moving in is straightforward and fast. Start with a quick enquiry or viewing, then complete a few simple checks without piles of paperwork. Once approved, you can reserve the home, choose a move-in date, and sign everything digitally. We keep timelines clear and communication prompt, so you’re never left guessing, and we’ll guide you if you need help with documents or timing. The whole process is short and simple so you can focus on getting the keys and settling in.

Rewarding

At the end of your plan, you get 5% of your home's value as a deposit contribution to help you buy it. You are obliged to purchase the property from us unless we waive your obligation in line with our waiver policy.

Rewarding

We’ll credit you with 5% of your homes value towards your deposit. This rental refund is calculated against the value of your home at the end of your Home Purchase Plan ("HPP"). For example, if your home is worth £300,000, you will receive a £15,000 deposit contribution to help you get a mortgage. The rental refund is available to residents who complete their HPP successfully with on-time payments. You are obliged to purchase the property unless we waive your obligation in line with our waiver policy.

Yours

Live in it, love it, build your payment history and buy it.

Yours

Move in and make it yours while you build a solid payment history. After 2 years or 5 years (depending on whether you chose our New Build Plan or Any Home Plan), you’ll be able to buy using your track record to help with mortgage eligibility and next steps. It’s a simple path from renting to owning, designed to keep you moving forward.

Who is HomeNow for?

Households who can afford monthly mortgage repayments but:

  • Haven’t got a deposit, or
  • Need time to get fully mortgage ready

Renting is wasted money. Our New Build and Any Home plans change that.

 Check if you qualify

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR HOME PURCHASE PLAN

Click here to find out more about the risks

Ready to find your new home plan?

Choose from our 2 Year New Build Plan or our 5 Year Any Home Plan.

Find Your Plan

Available Properties

Equinox - Bracken - 3 Bedroom

Exeter

3 Beds, 2 Baths, Garden, Parking, 5% Deposit Refund*
View This Home
£2032/Monthly

Equinox - Littaford - 4 Bedroom

Exeter

4 Beds, 2 Baths, Garden, Parking, 5% Deposit Refund*
View This Home
£2813/Monthly

Elm Park - Haytor - 3 Bedroom

Exeter

3 Beds, 2 Baths, Garden, Parking, 5% Deposit Refund*
View This Home
£2282/Monthly

Meadow View - Cypress - 3 Bedroom

Crowborough

3 Beds, 2 Baths, Garden, Detached, Parking, 5% Deposit Refund*
View This Home
£2812/Monthly

Looking for more homes across England and Wales?

Browse All Available Properties