Key Takeaways A single buyer needs to earn at least £65,520 to afford the average UK home, now valued at £346,744. Only around 11% of UK workers earn enough — meaning almost nine in ten can’t buy alone. London is least affordable (£125,737 salary needed); the North East is most accessible (£34,296). Home ownership increasingly […]
Plenty of people in and around Durham can cover a monthly payment with no trouble. It is the deposit that stops them. Every year of renting is another year of watching prices tick up while the savings pot stays flat. Rent to buy is built to break that cycle. With HomeNow you pick a new […]
A home by the Suffolk coast is a fine thing to aim for. The hard part, for a lot of renters, is not the monthly cost but pulling together a deposit while rent keeps taking a chunk each month. Rent to buy is designed for exactly that situation: move in first, buy later. With HomeNow […]
Exeter is a lovely place to live, and the price of living here shows it. For renters who can manage a monthly payment but cannot get a deposit together, the gap between the two can feel permanent. Rent to buy closes that gap by letting you move into the home first and buy it later. […]
UK housing • First-time buyers • Insights Zoopla data shows first-time buyers now account for 39% of all property sales and nearly half of new purchase mortgages. Momentum is returning – but the upfront deposit gap still blocks too many households. Source: Zoopla (Insights, 20 Oct 2025) Reading time: ~4 min Updated: 23 Dec 2025 […]
Average homes in every English region are now liable for stamp duty — how much will you pay? Published: 22 Aug 2025 By: HomeNow Insights Team With the stamp duty threshold for home movers back down to £125,000 from April 2025, the average-priced home in every English region now incurs Stamp Duty Land Tax (SDLT). […]
UK Housing Market Update: Q2 2025 Published: 20 Aug 2025 Commentary By: HomeNow Insights Team Welcome to the Q2 2025 edition of our UK Housing Market Update, covering sales and rental trends across England, Wales, Scotland, and Northern Ireland. This summary uses the latest quarterly averages to give buyers, sellers, landlords and renters a clear […]
First-Time Home Buyer in the UK?Here’s How to Get on the Property Ladder How much of a home deposit do you need in 2025? Buying your first home is a major milestone, but with rising house prices and increasing deposit requirements, it can feel out of reach. In 2024, the number of first-time buyers increased […]
The housing landscape in England is about to undergo significant changes with the introduction of the new Renters’ Rights Bill, which could be in effect as early as next spring. The Government has outlined several key reforms aimed at increasing tenant security and improving housing standards. Key Changes from the Renters’ Rights Bill The bill […]
Unveiling the Home Affordability Landscape for UK First-Time Buyers in 2024 The journey to homeownership in the UK continues to be a formidable challenge for many, especially first-time buyers navigating the shifting sands of the housing market. The latest data from the Skipton Group’s Home Affordability Index provides a stark depiction of the hurdles facing […]